Alarm Basics

Why you need a security system!

  • There is an average loss of $1,300 worth of property per burglary!
  • Today about 1 in 6 home owners has invested in an electronic security system – more and more Americans are saying that they feel safer with a home security system!
  • Your chances of a break-in are highest right after you move into a new home – Burglars know that most people don’t install security systems until 2-4 years after they move in.
  • Burglars are more likely to break into your home between 9:30 a.m. and 4:00 p.m. while you are at work or school.
  • Nearly half of burglars enter through the front door, the rest choose other doors and windows.

What keeps your home safe?

  • Sounding Device – Alerts you and lets the intruder know he’s been detected.
  • Magnetic Contacts – They form a circuit between a door and the door frame or a window and a sill. When the door or window is opened, it sounds the alarm.
  • Motion Detectors – Passive infrared, photoelectric, ultrasonic or microwave detectors sense changes in a room caused by a human presence.
  • Glass Break Detectors – These devices recognize the sound of breaking glass. They activate the alarm when they sense breaking glass in a window or door.
  • Monitoring – A home security system should be connected to a 24-hour central monitoring station. Emergency signals from your home are electronically transmitted to the monitoring station, which immediately summons appropriate responses from police, fire or rescue.

Other options include:

  • Panic Buttons – Commonly located next to beds or alongside doorways, or as hand-held remote units, they can be manually activated if you hear a prowler outside or if an intruder tries to force entry.
  • Smoke Detectors – Provide the earliest possible warning of fire. They should be installed throughout your home.
  • Carbon Monoxide Detectors -- Now a requirement in the State of Massachusetts
  • Water Sensors -- Let your alarm system alert you of broken pipes and leaking water heaters.
  • Low Temp Sensors -- Great for vacation homes.

Invest in Peace of Mind

What can you expect to pay to protect your property and family? It’s a question homeowners must ask themselves. Generally, there’s a security system for every budget. Costs vary and largely depends on which security features you choose and what you want to protect.

When you’re ready to buy your system, you can expect a one-time installation fee. If you choose to have your system monitored by a central station, you can expect an additional monthly fee.

Insurance Savings

Your home security system can save you money. Typically, insurance companies offer between 2% and 20% discount on a homeowners’ policy. Ask your insurance agent which types of systems will qualify for the greatest savings.